Guides
How the money actually works
Long-form explanations of the mechanics behind every number in the calculators — written for people spending six figures who would rather understand the contract than trust it.
Leasing
Read the worksheet before you sign.
8 min read
How Exotic Car Leasing Works
A plain-English breakdown of how leasing a supercar actually works: capitalized cost, residual value, money factor, and why exotic leases differ from ordinary ones.
7 min read
Money Factor Explained
What a money factor is, how the 2,400 comparison shorthand works, how dealers mark it up, and why the dollar rent charge matters more than the translated rate.
7 min read
Residual Value Explained
How leasing banks set residual values, why they differ from real market value, and how the residual percentage drives your monthly lease payment.
8 min read
How to Negotiate a Luxury Car Lease
Exactly which parts of a luxury lease are negotiable, which are fixed, and the order to negotiate them in to avoid the payment-focused trap.
7 min read
What Happens at the End of a Luxury Lease
Your four options at lease end, how the inspection works, what excess wear costs on an exotic, and when buying out the lease is worth real money.
7 min read
How Much to Lease a Lamborghini in 2026
Search results say $2,800–$9,000. On 36 months and 10,000 miles, Luxemetry estimates Huracan $3,372, Urus $3,476, Revuelto $9,514. Not dealer quotes.
7 min read
How Much to Lease a Lamborghini Urus in 2026
Lamborghini's official Urus SE and Urus SE Performante pages print 800 CV and 812 CV and no sticker. Luxemetry's Urus model: $259,000, 60% residual, about $3,476 a month. Not a dealer quote.
7 min read
How Much to Lease a Ferrari in 2026
Why the internet says $2,800 and $4,300 for the same Roma: missing residual and money factor. Luxemetry 36-mo / 10k estimates by model.
7 min read
How Much to Lease a Ferrari 296 in 2026
Ferrari's US 296 GTB and 296 GTS pages print 830 cv and no sticker. Luxemetry's 296 GTB model: $342,000, 66% residual, about $4,585 a month. Not a dealer quote.
7 min read
How Much to Lease a Porsche in 2026
Taycan $1,531/mo vs Cayenne $1,127/mo is a residual hole (46% vs 55%), not a sticker story. Carrera-class 911 about $2,162. Not dealer quotes.
7 min read
How Much to Lease a Porsche 911 in 2026
Porsche USA stickers: Carrera $135,500, Carrera S $156,200, GTS $181,000. Luxemetry Carrera-class model: $175,000, 63% residual, about $2,162 a month. Not a dealer quote.
7 min read
How Much to Lease a G-Wagon in 2026
Luxemetry's 36-mo / 10k estimate for a G63: about $2,513 a month on a $195,500 sticker modeled 8% over MSRP, on the highest residual on this site. Not a dealer quote.
7 min read
How Much to Lease a Mercedes G63 in 2026
Mercedes-Benz USA prints the 2027 AMG G 63 from $198,750. Luxemetry's G63 model: $195,500, 72% residual, about $2,513 a month. Not a dealer quote.
7 min read
How Much to Lease a Rolls-Royce in 2026
Cullinan about $6,041 a month, Ghost $5,643, Spectre $6,500, Phantom $8,043 on 36 mo / 10k miles. Residuals of 48–56% do the sorting. Not dealer quotes.
7 min read
How Much to Lease a Rolls-Royce Cullinan in 2026
Rolls-Royce's official Cullinan Series II press release prints a 6.75-litre V12 and no sticker. Luxemetry's Cullinan model: $428,000, 56% residual, about $6,041 a month. Not a dealer quote.
6 min read
How Much to Lease a Bentley in 2026
Continental GT about $4,203 a month, Bentayga $3,045 on 36 mo / 10k. Why the bank's residual treats options far better than the used market. Not dealer quotes.
7 min read
How Much to Lease a McLaren in 2026
On 36 months and 10,000 miles, Luxemetry estimates 750S $4,406, Artura $3,428. Residuals 50–53% vs Huracan 62% / 296 66%. Not dealer quotes.
7 min read
How Much to Lease an Aston Martin in 2026
On 36 months and 10,000 miles, Luxemetry estimates DB12 $3,324, Vantage $2,586. Residuals 54/52 vs Ferrari/Lambo 60+. Not dealer quotes.
7 min read
The Best Time of Year to Lease a Convertible
A 5% spring premium turns a $2,162/mo convertible lease into $2,445; 10% makes it $2,728. A 0.0010 money-factor markup costs more than the whole season.
9 min read
How to Read a Lamborghini Urus Lease Worksheet
A worked Urus lease audit using Luxemetry model assumptions: agreed value, adjusted cap cost, residual, rent charge, drive-off cash, and total cash paid.
9 min read
How to Read a Porsche 911 Lease Worksheet
A worked Carrera-class 911 lease audit using Luxemetry model assumptions: agreed value, adjusted cap cost, residual, rent charge, drive-off cash, and total cash paid.
9 min read
How to Read a Ferrari 296 GTB Lease Worksheet
A worked 296 GTB lease audit using Luxemetry model assumptions: agreed value, adjusted cap cost, residual, rent charge, drive-off cash, and total cash paid.
9 min read
How to Read a Mercedes G63 Lease Worksheet
A worked G63 AMG lease audit using Luxemetry model assumptions: agreed value, adjusted cap cost, residual, rent charge, drive-off cash, and total cash paid.
8 min read
How Much to Lease a Maserati in 2026
Grecale about $1,139, MC20 about $3,280. Residuals 46% and 50% — the Grecale loses to a Macan on residual, not sticker. Luxemetry 36-mo / 10k, not dealer quotes.
8 min read
How Much to Lease a Range Rover in 2026
About $2,234 a month on Luxemetry's Range Rover Autobiography row — 36 months, 10k miles, $18,934 due at signing. The G63 out-residuals it by 19 points.
8 min read
How Much to Lease a BMW M3 in 2026
M3 Competition about $1,153 a month on Luxemetry's row; M8 $2,008, XM $2,249, i7 $1,812. The M3 holds 55% — every BMW above it leases on a falling residual.
8 min read
How Much to Lease a Corvette Z06 in 2026
About $1,679 a month on Luxemetry's Z06 row — 36 months, 10k miles, $14,479 due at signing. With 77% three-year retention, buying beats the lease — about $1,188 a month owned over five years.
8 min read
How Much to Lease an Escalade-V in 2026
About $2,371 a month on Luxemetry's Escalade-V row — 36 months, 10k miles, $19,371 due at signing. A G63 with a $37,500 higher sticker lands just $142 above it.
8 min read
How Much to Lease a Porsche Taycan in 2026
About $1,531 a month on Luxemetry's Taycan row — and Porsche's own site prints $1,583.92 as its base example. Same crest as the 911, seventeen points less residual.
8 min read
How Much to Lease a Mercedes S-Class in 2026
About $1,717 a month on Luxemetry's S-Class row — 36 months, 10k miles, $15,017 due at signing. A 48% residual prices the famous depreciation honestly.
8 min read
How Much to Lease a Lucid Air Sapphire in 2026
About $4,345 a month on Luxemetry's Air Sapphire row — within $61 of a McLaren 750S that stickers $81,000 higher. A 38% residual, the lowest on this site, is why.
8 min read
How Much to Lease an Audi RS6 in 2026
RS6 Avant about $1,775 a month on Luxemetry's row; R8 $2,792, RS e-tron GT $2,018. Three Audis, three engines, three residual worlds — 61%, 54%, 45%.
8 min read
How Much to Lease a Bentley Bentayga in 2026
About $3,045 a month on Luxemetry's Bentayga row — 36 months, 10k miles, $26,145 due at signing. Its platform twin, the Urus, stickers $40,000 higher and lands $431 away.
7 min read
How Much to Lease a Porsche Macan in 2026
About $842 a month on Luxemetry's Macan row — the cheapest Porsche payment on the site. Porsche's own page prints $909.37 as its base example. A 56% residual does the work.
6 min read
How Much to Lease a Tesla Model S Plaid in 2026
About $1,661 a month on Luxemetry's Plaid row — 36 months, 10k miles, $12,461 due at signing. A thousand horsepower for 38% of a Lucid Sapphire's payment.
7 min read
How Much to Lease a Rolls-Royce Ghost in 2026
About $5,643 a month on Luxemetry's Ghost row — 36 months, 10k miles, $45,643 due at signing. The full Rolls ladder runs $5,643 to $8,043, and the EV holds up best of its kind.
7 min read
How Much to Lease a Ferrari Purosangue in 2026
About $7,633 a month on Luxemetry's Purosangue row — with a +20% market adjustment doing most of the damage. The site's best retention, and its worst premium.
8 min read
How Much to Lease an AMG GT in 2026
AMG GT about $1,959 a month on Luxemetry's row; the C63 S E Performance about $1,195. The V8 holds 55% — the four-cylinder that replaced one holds 50%, and the discount confesses it.
8 min read
The Cheapest Exotic Car to Lease in 2026
The least money into every tier on Luxemetry's model: Macan $842, 718 Cayman $962, Panamera $1,500, Taycan $1,531, RS6 $1,775, R8 $2,792, Roma $3,235, Ghost $5,643.
7 min read
Zero-Down Luxury Lease Math, Run Honestly
Rolling a Urus's $25,900 down into the payment costs $4,578 over the term; a Macan's $6,500 costs $1,149. What zero-down really buys — and when it is worth it.
7 min read
Lease Mileage Math: 7,500 vs 10,000 vs 15,000
Going from 10k to 15k miles costs $34 a month on a Macan and $230 on a Cullinan in Luxemetry's model — 8 to 55 cents per extra mile, bought up front.
7 min read
Lease Term Math: 24 vs 36 vs 48 Months
A 911 runs $2,344 a month on 24 months, $2,162 on 36, $2,121 on 48 in Luxemetry's model. The monthly barely moves after 36 — but the per-year cost keeps falling. Here is the trade.
Depreciation
What changes between buying and selling.
8 min read
Why Lamborghinis Depreciate Less Than You Think
Supercars from Lamborghini and Ferrari often retain more value than a mainstream luxury sedan. Here is the mechanism behind it, and where the exceptions are.
7 min read
Why Luxury EVs Lose Value So Fast
Luxury electric cars depreciate faster than any other segment. The three forces behind it, and why that makes them the strongest lease candidates on the market.
8 min read
Luxury SUV Depreciation: The 2026 Ladder
All eleven luxury SUVs on the site ranked by modeled three-year retention — from the Purosangue's 87% to the XM's 47%. The Cullinan sheds $145,520 in three years; two whole Macans.
8 min read
Supercar Depreciation: The 2026 Ladder
All seventeen sports cars and supercars on the site, ranked by modeled three-year retention — the Chiron keeps 86% and still sheds $462,000; the McLarens hold the floor.
Ownership
The costs that continue after the purchase.
7 min read
What It Really Costs to Insure a Supercar
Typical annual insurance costs for exotic cars, what drives the premium, and how agreed-value and collector policies change the number.
8 min read
Supercar Maintenance Costs by Brand
Annual maintenance budgets for exotic and luxury brands, which costs are scheduled, which are not, and why the warranty cliff matters so much.
8 min read
The True Cost of Owning a Supercar
What a supercar actually costs per year once depreciation, insurance, maintenance, fuel, tires, storage, and fees are all counted.
8 min read
What a Mediterranean Yacht Charter Costs, All In
A $150,000-a-week charter invoices near $240,000: 30% APA, roughly 20% VAT, a 10% gratuity. The brochure rate is two-thirds of the bill. Three worked invoices.
8 min read
Grey-Market Watch Math Over Five Years
Buy a Daytona at the $31,500 grey price, hold five years, sell: modeled value $34,662. After 12% commission and insurance, you are down $3,047. The watch went up. You lost money.
8 min read
The Yacht 10% Rule, Actually Computed
A $4.2M Tecnomar runs at 17.3% of price before depreciation. A $275M Oceanco runs at 5.8%. The 10% rule is a ceiling on production boats, not a constant.
8 min read
What Watch Service and Insurance Actually Cost
A Daytona costs $5,200 over ten years to insure and service. A Richard Mille RM 011 costs $51,500. The interval, not the sticker, is the whole difference.
8 min read
What a Yacht Berth Actually Costs
An Axopar 37 is $13,320 a year in a premium wet berth. A Sanlorenzo SD96 is $66,816. An Oceanco 90m is $389,400 — and at that length the rate is not the constraint.
10 min read
2026 Panama Canal Handline Deposit and Fees for Yachts up to 125 Feet
Official 2026 Panama Canal handline deposits for eligible craft up to 125 feet: $3,975 to $7,845, a $1,060 buffer, $25 refund fee, and readiness rules.
7 min read
What $235,000 Buys in Hours
Four Seasons Timeless Encounters 2027 is from USD 235,000 for 22 days. That is about $10,682 a day, $26,111 a city, $445 a clock hour. Official price, not a booking quote.
9 min read
Birkin 25 Cost Per Wear — and What You Keep After Resale
Luxemetry models the Hermès Birkin 25 at $12,100 boutique retail and $27,500 on the resale market. Held five years and sold, the bag returns about $7,728 after commission and upkeep — $77.28 per wear, not a cost.
9 min read
Chanel Classic Flap Cost Per Wear in 2026
Luxemetry models the Chanel Classic Flap Medium at $11,800 boutique and $9,200 resale. Held five years and sold, the bag costs about $6,623 after commission and upkeep — $44.15 a wear, not an investment return.
9 min read
Louis Vuitton Neverfull MM Cost Per Wear in 2026
Luxemetry models the Louis Vuitton Neverfull MM at $2,200 boutique and $1,680 resale. Held five years and sold, the bag costs about $1,549 after commission and upkeep — $2.38 a wear at 130 wears a year.
9 min read
Hermès Kelly 28 Cost Per Wear — and What You Keep After Resale
Luxemetry models the Hermès Kelly 28 at $13,600 boutique retail and $25,000 on the resale market. Held five years and sold, the bag returns about $4,552 after commission and upkeep — $50.58 per wear, not a cost.
9 min read
Cartier Love Bracelet Cost — Gold Versus the Name
Luxemetry models the Cartier Love Bracelet at $8,050 boutique and $4,900 resale. The gold inside is about $2,600. Held five years and sold, the piece costs about $5,783 after commission and upkeep — $3.40 a wear, not an investment return.
Buying
A closer look at the decision to buy.
8 min read
The Leftover Model-Year Break-Even
The break-even on a leftover model year: 5-6 points of MSRP on a 3-year hold, from an 85%-retention G63 to a 43% i7 — against street price, not sticker.
8 min read
The G-Wagon Tax Write-Off, Actually Computed
Expensing a $195,500 G63 is worth $72,335 at 37%. At Luxemetry's modeled 85% retention, recapture takes back $61,485 at sale. Net kept: $10,850.
7 min read
What a Rolex Waitlist Is Actually Worth
A Daytona allocation is worth $15,600 the day you pick it up — $3,120 per year of a typical 5-year wait. A Speedmaster waitlist is worth nothing: used is $500 cheaper than retail.
9 min read
How Much Income to Afford a Lamborghini Urus
Luxemetry models the Urus at $3,476 a month to lease and $4,408 a month to carry. At the site's 20%-of-net test that implies about $22,000 of net monthly income — not a lender quote.
9 min read
How Much Income to Afford a Mercedes G63
Luxemetry models the G63 AMG at $2,513 a month to lease and $3,239 a month to carry. At the site's 20%-of-net test that implies about $16,194 of net monthly income — not a lender quote.
9 min read
How Much Income to Own a Sunseeker Predator 65
Luxemetry models a Predator 65 at $3.4 million and $469,124 a year to run — 13.8% of price. Combined carrying is $63,542 a month, implying about $254,000 of net monthly income at the site's 25%-of-net yacht test.