Guides
How the money actually works
Long-form explanations of the mechanics behind every number in the calculators — written for people spending six figures who would rather understand the contract than trust it.
Leasing5
8 min read
How Exotic Car Leasing Works
A plain-English breakdown of how leasing a supercar actually works: capitalized cost, residual value, money factor, and why exotic leases differ from ordinary ones.
7 min read
Money Factor Explained
What a money factor is, how to convert it to APR, how dealers mark it up, and why it costs more on an expensive car than you would expect.
7 min read
Residual Value Explained
How leasing banks set residual values, why they differ from real market value, and how the residual percentage drives your monthly lease payment.
8 min read
How to Negotiate a Luxury Car Lease
Exactly which parts of a luxury lease are negotiable, which are fixed, and the order to negotiate them in to avoid the payment-focused trap.
7 min read
What Happens at the End of a Luxury Lease
Your four options at lease end, how the inspection works, what excess wear costs on an exotic, and when buying out the lease is worth real money.
Depreciation2
8 min read
Why Lamborghinis Depreciate Less Than You Think
Supercars from Lamborghini and Ferrari often retain more value than a mainstream luxury sedan. Here is the mechanism behind it, and where the exceptions are.
7 min read
Why Luxury EVs Lose Value So Fast
Luxury electric cars depreciate faster than any other segment. The three forces behind it, and why that makes them the strongest lease candidates on the market.
Ownership3
7 min read
What It Really Costs to Insure a Supercar
Typical annual insurance costs for exotic cars, what drives the premium, and how agreed-value and collector policies change the number.
8 min read
Supercar Maintenance Costs by Brand
Annual maintenance budgets for exotic and luxury brands, which costs are scheduled, which are not, and why the warranty cliff matters so much.
8 min read
The True Cost of Owning a Supercar
What a supercar actually costs per year once depreciation, insurance, maintenance, fuel, tires, storage, and fees are all counted.