How Much to Lease a Ferrari 296 in 2026

The picture is a 296. Ferrari does not print a US sticker.

The door is shut. I sit with the picture before I move the numbers. Checkout is not the product. The 296 is the goal picture. The payment, the term, the miles, and the residual are the error signal that tells me whether the picture still fits.

Ferrari's official US pages for the 296 GTB and the 296 GTS, fetched on 29 August 2026, describe a mid-rear-engined two-seater with a 120° V6 coupled to a plug-in electric motor, up to 830 cv combined. The GTB is the berlinetta. The GTS is the retractable-hard-top spider on the same powertrain. Those pages do not publish MSRP, residual, money factor, term, miles, cash due, or a monthly payment.

I do not invent a Ferrari sticker to fill that blank. A lease payment starts from a selling price and a residual that is a percentage of MSRP for an exact term and mileage. Without a published sticker, the only monthly I can audit is the 296 GTB row already on this site.

• 296 GTB. Berlinetta. Official US model page: 120° V6 plug-in hybrid, up to 830 cv. No MSRP printed on the page I fetched.

• 296 GTS. Retractable-hard-top spider on the same 830 cv powertrain. Official US model page. No MSRP, and no separate calculator row on this site.

Ferrari Financial Services says lease and retail finance programs are available through the dealer network. The US financial-services page I fetched does not publish a national 296 worksheet.

The monthly I can publish is one 296 GTB row

Luxemetry does not have a Ferrari-published MSRP to quote. The live 296 GTB model is a site assumption already used on the brand Ferrari how-much page and the 296 GTB disclosure-reading guide: $342,000 MSRP, a 66% residual ($225,720), and a 5% market adjustment. On 36 months, 10,000 miles a year, a 0.00270 money factor (6.48% comparison shorthand, not loan APR), 10% cash down, $1,095 capitalized fees, $1,200 upfront fees, and 7.25% tax on the payment, the site estimate is about $4,585 a month and $39,985 due at signing. Those figures are not a dealer quote.

The 296 GTB disclosure guide reconstructs the same $4,585: agreed value $359,100, residual $225,720, monthly depreciation about $2,785, rent charge about $1,490, taxed payment about $4,585, modeled total cash about $200,460 over 36 months. I read that progression before I treat the monthly as real.

A 5% market adjustment on $342,000 is $17,100 above the site sticker. Residual stays 66% of $342,000, not 66% of $359,100. Every dollar above the residual base is extra depreciation the lease has to cover.

• 296 GTB model (this site). MSRP $342,000. Residual 66% ($225,720). Market adj. +5%. About $4,585 a month. Due at signing $39,985. 36 months, 10,000 miles, 0.00270 money factor.

• What this row is not. Not a Ferrari Financial Services program. Not a Ferrari-published sticker. Not a 296 GTS quote. Not Assetto Fiorano pricing.

I do not invent a GTS monthly or a Ferrari program

A lease payment is not sticker divided by 36. Residual is a percentage of MSRP for an exact term and mileage. Money factor is a lender input. Cash due at signing changes the optics more than the economics. Without those three, a monthly is a teaser.

The 296 GTS is a different body than this 296 GTB row. Ferrari's US GTS page I fetched publishes the same 830 cv hybrid and no price. This site has no GTS calculator row. I do not scale $4,585 up or down to fake a GTS payment.

Other sites publish 296 monthlies. If those pages omit capitalized cost, residual for this term and mileage, money factor, term, or miles, the monthly is unauditable. I cite only Ferrari pages I fetched and the site numbers already in the Ferrari how-much file and the 296 disclosure guide. I do not fill the blank.

If a 296 quote is missing capitalized cost, residual for this term and mileage, money factor, term, or miles, it is not a quote I can audit. I write the method and stop. I do not fill the blank.

How I use a 296 quote

I agree the selling price as if I were paying cash. Then I ask for the five inputs: capitalized cost, residual percentage for this exact term and mileage, money factor, term, and mileage allowance. I put those five into the lease calculator. If the formula and the worksheet disagree, a fee is in the deal that I have not been shown.

The 296 GTB disclosure-reading guide is the line-by-line audit of the same site model. The brand Ferrari how-much page is the rest of the range — Roma, SF90, Purosangue — so I do not pretend a 296 payment is a Ferrari payment.

These estimates use 10,000 miles a year. If I need more, the residual falls. That is cheaper than paying excess-mileage at return. A large check at signing is prepaid depreciation, not equity.