Last updated · Published by Luxemetry · Editorial methodology
Two McLarens on the same lease assumptions
Luxemetry's 36-month, 10,000-mile estimates at a 0.0027 money factor (6.48% comparison shorthand, not loan APR): 750S about $4,406 a month, Artura about $3,428. Those are not dealer quotes.
All figures assume 36 months, 10,000 miles per year, a 0.0027 money factor (6.48% comparison shorthand, not loan APR), and Luxemetry's modeled market adjustment. Due at signing is the calculator's 10% down payment plus fees and the first month.
McLaren residuals sit at 50–53%. On this site that is the weakest band among established supercar makers — a Huracan residualizes at 62%, a 296 GTB at 66%. That gap is why a cheaper Artura can still lease near a Huracan.
These estimates use 10,000 miles a year, not 12,000. Residual is a percentage of MSRP, never of what you paid.
750S. MSRP $331,000. Residual 53% ($175,430). Market adj. −6%. About $4,406 a month. Due at signing $38,706.
Artura. MSRP $254,000. Residual 50% ($127,000). Market adj. −8%. About $3,428 a month. Due at signing $30,028.
Why a cheaper Artura can lease near a Huracan
A lease is a rental of depreciation. The bank forecasts residual as a percentage of MSRP and charges you the gap between capitalized cost and that forecast, plus interest.
The Artura stickers at $254,000 with a 50% residual ($127,000). The Huracan residualizes at 62%. The Artura estimate is about $3,428 a month. The Huracan is about $3,372. Those are not dealer quotes.
The 750S residual is 53% of a $331,000 MSRP, or $175,430. Modeled market adjustment is −6%, so capitalized cost is $311,140. The estimate is about $4,406 a month, with $38,706 due at signing.
You can negotiate capitalized cost. You cannot negotiate the residual. The bank will not raise 50% or 53% because you paid less than sticker.
750S and Artura
The 750S is modeled at a $331,000 MSRP, a 53% residual ($175,430), and a 6% discount. Capitalized cost $311,140. About $4,406 a month, $38,706 due at signing.
The Artura is modeled at a $254,000 MSRP, a 50% residual ($127,000), and an 8% discount. Capitalized cost $233,680. About $3,428 a month, $30,028 due at signing.
On allocated Ferraris, strong residuals and markups above sticker make a conventional lease structurally expensive. McLaren is the other case: residuals of 50–53% mean the bank is holding the steep part of the curve. That is why leasing can be the more rational structure here.
A large due-at-signing check is prepaid depreciation, not equity.
What to do with a dealer quote
Negotiate the selling price first, as if you were paying cash. Then ask for the five inputs: capitalized cost, residual percentage for this exact term and mileage, money factor, term, and mileage allowance.
Put those five numbers into the lease calculator. If the payment the formula produces does not match the worksheet, something has been added that you have not been shown.
These estimates use 10,000 miles a year, not 12,000. Excess mileage on an exotic is expensive.
Frequently asked questions
- How much is it to lease a McLaren in 2026?
- On Luxemetry's 36-month, 10,000-mile estimates at a 0.0027 money factor (6.48% comparison shorthand, not loan APR), a 750S is about $4,406 a month ($38,706 due at signing) and an Artura is about $3,428 ($30,028). Those are not dealer quotes.
- Why can an Artura lease near a Huracan?
- McLaren residuals are the weakest among established supercar makers on this site: 50% on the Artura versus 62% on the Huracan. The Artura stickers close to the Huracan ($254,000 versus $249,000) but the bank forecasts far less leftover value, so the monthly numbers land near each other.
- Can you negotiate a McLaren lease?
- You can negotiate the capitalized cost and the dealer's money-factor markup. You cannot negotiate the residual. Residual is a percentage of MSRP. These estimates model a 6% discount on the 750S (cap cost $311,140) and an 8% discount on the Artura (cap cost $233,680).
- Is leasing a McLaren smarter than buying one?
- Over three years, a lease shifts depreciation risk to the bank. On McLaren that risk is larger than on allocated Ferraris, because residuals sit at 50–53% rather than 62% on a Huracan or 66% on a 296. Run both on the same five inputs.
- Do these numbers include tax and fees?
- They are Luxemetry calculator outputs under the site's standard assumptions, including a modeled sales-tax rate. Due at signing is 10% down plus fees and the first month. Your state tax method and fees will differ.
Sources & verification
These references support the published rules, service intervals, and rate examples used in this guide. Luxemetry's calculator outputs remain modeled estimates rather than quotes.
- McLaren 750S & 750S Spider — official US model page; no MSRP printed on fetch
McLaren Automotive · Checked September 2, 2026
- McLaren Artura — official US model page; no MSRP printed on fetch
McLaren Automotive · Checked September 2, 2026
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