McLaren · Supercar
McLaren Artura Lease Calculator
McLaren's V6 hybrid entry point, and one of the steepest first-year drops in the supercar class.
Est. lease payment
$3,428
36 mo · 10,000 mi/yr
Due at signing
$30,028
10% down + fees
3-year retention
58%
$106,680 lost
True cost per month
$3,665
All-in, 5-year ownership
Baseline assumptions: 6.48% equivalent APR (0.0027 money factor), 7.25% sales tax, 50% residual. Data snapshot: August 2026. How estimates are built. Adjust everything below.
Build your Artura lease
Pre-filled with McLaren Artura figures. Change anything — the dealer's money factor and the bank's residual are the two numbers worth asking for by name.
The vehicle
Start with sticker, then the price you actually negotiated.
Residual value is always calculated from MSRP.
8.0% below MSRP
Term & usage
Longer terms lower the residual; higher mileage lowers it further.
50% of MSRP = $127,000Estimated from a 50% 36-month baseline, adjusted for your term and mileage.
Money & taxes
Money factor is the lease equivalent of an interest rate.
Equivalent to 6.48% APR
Most states tax the monthly payment, which is what this uses.
Cash & fees
Down payment and trade-in reduce the capitalized cost.
A large down payment is not protected if the car is totaled.
Acquisition fee, typically $995–$1,595 on luxury brands.
Registration, doc fee, and title paid in cash.
McLaren Artura — estimated
$3,428
per month for 36 months
1.35% of MSRP per month
- Depreciation67%$2,288
- Finance charge26%$908
- Sales tax7%$232
What each monthly payment is made of.
Down payment + upfront fees + first month
Price + financed fees − cash, trade, rebates
50% of MSRP
6.48% equivalent APR
30,000 miles included
Signing cash + all monthly payments
McLaren Artura at a glance
- MSRP
- $254,000
- Powertrain
- 3.0L twin-turbo V6 plug-in hybrid
- Horsepower
- 690 hp
- 0–60 mph
- 3.0 sec
- Fuel economy
- 21 mpg
- Class
- Supercar
Artura depreciation curve
A troubled launch left an early reputation the car has since outgrown, but the used market has a long memory. Expect the largest year-one loss of any model on this site.
Projected resale value
From $254,000 MSRP over five years.
Year by year
| Year | Value | Retained |
|---|---|---|
| Year 1 | $195,580 | 77% |
| Year 2 | $167,640 | 66% |
| Year 3 | $147,320 | 58% |
| Year 4 | $129,540 | 51% |
| Year 5 | $116,840 | 46% |
What a Artura costs to run
Estimated annual running costs excluding depreciation, at 5,000 miles per year.
| InsuranceAgreed-value policy, per year | $8,400 |
|---|---|
| MaintenanceScheduled service and wear items, per year | $5,000 |
| FuelAt 5,000 miles per year | $929 |
| Registration & fees1.2% of value, varies by state | $2,347 |
| Total per yearBefore depreciation | $16,676 |
Five-year total cost
Everything included, at 5,000 miles per year.
- Depreciation
- $137,160
- Insurance
- $42,000
- Maintenance
- $27,000
- Fuel
- $4,643
- Registration & fees
- $9,083
- Five-year total
- $219,886
That is $3,665 per month, or $8.80 for every mile driven.
McLaren Artura — common questions
- How much is it to lease a McLaren Artura?
- At an MSRP of $254,000, a 36-month lease with 10,000 miles per year, a 0.0027 money factor, and $25,400 down works out to roughly $3,428 per month, with about $30,028 due at signing. Over the full term that is approximately $150,013. Your actual payment depends on the money factor and residual your dealer and leasing bank offer.
- What is the residual value on a McLaren Artura lease?
- A typical 36-month, 10,000-mile residual for the McLaren Artura is around 50% of MSRP, or about $127,000. Residual percentages are set by the leasing bank rather than the dealer and are not negotiable, though they change with term length and mileage allowance.
- How much does a McLaren Artura depreciate?
- The McLaren Artura is modeled to retain about 58% of its value after three years and 46% after five, meaning a loss of roughly $106,680 in the first three years. A troubled launch left an early reputation the car has since outgrown, but the used market has a long memory. Expect the largest year-one loss of any model on this site.
- What does it cost to own a McLaren Artura per year?
- Including depreciation, insurance, maintenance, fuel, and registration, the McLaren Artura is estimated at about $43,977 per year over five years at 5,000 miles annually — roughly $3,665 per month. Depreciation alone accounts for 62% of that.
- How much is insurance on a McLaren Artura?
- Budget around $8,400 per year for an agreed-value policy on the McLaren Artura, though quotes vary widely with driving record, garaging location, annual mileage, and the insurer's appetite for the model. Specialty collector policies with mileage limits can cost considerably less.
- Is it better to lease or buy a McLaren Artura?
- The McLaren Artura retains about 58% of its value after three years, which is a meaningful loss to absorb personally. Leasing shifts that risk to the bank and is often the cheaper route over a three-year horizon, particularly if the manufacturer is subsidizing the money factor. Compare both with your own numbers before deciding.
Compare with
Path to own
How long until you can own this?
Carrying a McLaren Artura costs about $4,589 a month once finance and running costs are combined — implying roughly $22,943 of net monthly income at 20% of net monthly income, plus $30,028 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →More Artura math
Take the same figures into the other calculators.