Last updated · Published by Luxemetry · Editorial methodology
The picture is the car. The residual is the gap.
The door is shut. I sit with the picture before I move the numbers. Checkout is not the product. The Maserati is the goal picture. Term, miles, money factor, and residual are the error signal that tells me whether the picture still fits.
Luxemetry has two Maserati rows: Grecale and MC20. I do not invent a GranTurismo, Ghibli, Folgore, or MCPura monthly. Those cars are not on this site.
All figures assume 36 months, 10,000 miles a year, a 0.0027 money factor (6.48% comparison shorthand, not loan APR), 10% cash down, capitalized fees, cash fees, and 7.25% tax on the payment. Due at signing is the calculator's 10% down plus fees and the first month. Data snapshot: August 2026. Not dealer quotes.
Grecale. MSRP $82,000. Residual 46% ($37,720). Market adj. −11%. About $1,139 a month. Due at signing $10,539. Cash over the term $50,396.
MC20. MSRP $249,000. Residual 50% ($124,500). Market adj. −9%. About $3,280 a month. Due at signing $29,380. Cash over the term $144,179.
Official Grecale stickers, one site row
Maserati USA's Explore Grecale page, fetched 29 August 2026, prints three starting prices: Grecale MY25 from $77,900 (325 hp), Modena MY25 from $84,500, Trofeo MY25 from $117,500 (523 hp). Those stickers exclude options, taxes, title, registration, delivery, and dealer charges. The dealer sets the selling price.
This site does not have a separate calculator row for Grecale, Modena, and Trofeo. The live Grecale model is $82,000 — between the official base and Modena stickers — with a 46% residual. About $1,139 a month. I do not scale that monthly to fake a Trofeo payment.
The official page is the source for those three starting prices. The $1,139 figure is this site's model under the assumptions above, not a Maserati Capital program.
I do not invent a Folgore monthly or a per-trim Grecale payment. Residual and money factor are not on the official starting-price page I fetched.
The Grecale loses to the Macan on residual, not sticker
A lease is a rental of depreciation. Residual is a percentage of MSRP, never of what I paid. The Grecale residuals at 46% of $82,000, or $37,720. The live Macan residuals at 56% of $65,000. The live Cayenne residuals at 55% of $84,000.
That is why a Grecale at $1,139 can cost more per month than a Cayenne at about $1,127, and much more than a Macan at about $842, on the same 36-month, 10,000-mile, 0.0027 money-factor assumptions. The Grecale sticker is not the more expensive story. The 46% residual is.
Three-year modeled retention on the Grecale is 50%, or $41,000 lost on the $82,000 sticker. Five-year total cost of ownership at 5,000 miles a year is $83,490, about $1,391 a month. That ownership number is not a lease payment. Do not stack it on $1,139.
Macan (this site). MSRP $65,000. Residual 56%. About $842 a month. Same term, miles, and money factor.
Cayenne (this site). MSRP $84,000. Residual 55%. About $1,127 a month.
Grecale (this site). MSRP $82,000. Residual 46%. About $1,139 a month.
The MC20 is a $249,000 site row, not an official starting MSRP
This site models the MC20 at $249,000, a 50% residual ($124,500), and a 9% transaction discount. Net capitalized cost after 10% down and financed fees is $202,785. About $3,280 a month, $29,380 due at signing, $144,179 cash over 36 months.
Maserati USA's current supercar line is printed as MCPura. The official US pages I checked on 29 August 2026 do not print a matching MC20 starting MSRP I can cite. I do not invent one. The $3,280 figure is the live MC20 calculator row, not a factory sticker divided by 36.
A Huracan on this site stickers at the same $249,000 and residuals at 62%. The Huracan estimate is about $3,372. The MC20 residual of 50% is the weaker forecast. Similar sticker, different leftover value. Those are not dealer quotes.
Three-year modeled retention on the MC20 is 58%, or $104,580 lost. Five-year total cost at 5,000 miles a year is $205,256, about $3,421 a month. Again, ownership, not the lease payment.
I do not publish an MCPura monthly. That car is not a calculator row on this site.
What I do with a dealer quote
I agree the selling price as if I were paying cash. Then I ask for the five inputs: capitalized cost, residual percentage for this exact term and mileage, money factor, term, and mileage allowance.
I put those five into the lease calculator. If the formula and the worksheet disagree, a fee is in the deal I have not been shown.
These estimates use 10,000 miles a year. If I need more, the residual falls. That is cheaper than paying excess-mileage at return. A large check at signing is prepaid depreciation, not equity.
Three desks: brochure, live row, methodology
I keep three sheets on this desk. Maserati USA's Explore Grecale page is for the MY25 starting prices I already quoted — $77,900 / $84,500 / $117,500. Residual and money factor are not on that page. I still do not invent an official MC20 starting MSRP.
The live Grecale row is https://luxemetry.com/cars/maserati/grecale : $82,000, 46% residual, about $1,139 a month. The live MC20 row is https://luxemetry.com/cars/maserati/mc20 : $249,000, 50%, about $3,280. Same 36-month sheet.
How those residuals are built is on https://luxemetry.com/methodology . The Macan comparison already on this page — $65,000, 56%, about $842 — is why the Grecale loses on leftover value, not sticker.
Frequently asked questions
- Where do the Maserati lease numbers on this page come from?
- The $1,139 and $3,280 monthlies are the live Grecale and MC20 calculator rows. Official Grecale MY25 starting prices are from Maserati USA. No matching official MC20 starting MSRP is cited. Residuals are this site's model on the methodology page.
- How much is it to lease a Maserati in 2026?
- On Luxemetry's 36-month, 10,000-mile estimates at a 0.0027 money factor, a Grecale is about $1,139 a month ($10,539 due at signing) and an MC20 is about $3,280 ($29,380). Those are site models, not dealer quotes.
- Why does a Grecale lease near a Cayenne?
- The live Grecale residuals at 46% of $82,000. The live Cayenne residuals at 55% of $84,000. Nine points of residual, not a higher sticker, is why the Grecale lands near $1,139 and the Cayenne near $1,127 on the same assumptions.
- What does Maserati USA print for a Grecale?
- Explore Grecale, fetched 29 August 2026: Grecale MY25 from $77,900, Modena MY25 from $84,500, Trofeo MY25 from $117,500. This site's one Grecale row is $82,000 and about $1,139 a month. Per-trim monthlies are not published here.
- How much is an MC20 to lease?
- This site models the MC20 at $249,000, a 50% residual, and about $3,280 a month. Maserati USA's pages I fetched do not print a matching official MC20 starting MSRP. I do not invent one.
- Do these numbers include tax and fees?
- They are Luxemetry calculator outputs under the site's standard assumptions, including a modeled sales-tax rate. Due at signing is 10% down plus fees and the first month. Your state tax method and fees will differ.
Sources & verification
These references support the published rules, service intervals, and rate examples used in this guide. Luxemetry's calculator outputs remain modeled estimates rather than quotes.
- Explore Grecale — MY25 starting prices $77,900 / $84,500 / $117,500
Maserati USA · Checked August 29, 2026
- Maserati Grecale — live lease and ownership estimates
Luxemetry · Checked September 3, 2026
- Maserati MC20 — live lease and ownership estimates
Luxemetry · Checked September 3, 2026
- Data Sources & Calculation Methodology
Luxemetry · Checked September 3, 2026
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