Ferrari · Grand Tourer
Ferrari Roma Lease Calculator
The front-engine GT aimed at buyers who want a Ferrari they can actually drive across a country.
Est. lease payment
$3,235
36 mo · 10,000 mi/yr
Due at signing
$29,135
10% down + fees
3-year retention
73%
$66,690 lost
True cost per month
$2,849
All-in, 5-year ownership
Baseline assumptions: 6.48% equivalent APR (0.0027 money factor), 7.25% sales tax, 60% residual. Data snapshot: August 2026. How estimates are built. Adjust everything below.
Build your Roma lease
Pre-filled with Ferrari Roma figures. Change anything — the dealer's money factor and the bank's residual are the two numbers worth asking for by name.
The vehicle
Start with sticker, then the price you actually negotiated.
Residual value is always calculated from MSRP.
1.0% below MSRP
Term & usage
Longer terms lower the residual; higher mileage lowers it further.
60% of MSRP = $148,200Estimated from a 60% 36-month baseline, adjusted for your term and mileage.
Money & taxes
Money factor is the lease equivalent of an interest rate.
Equivalent to 6.48% APR
Most states tax the monthly payment, which is what this uses.
Cash & fees
Down payment and trade-in reduce the capitalized cost.
A large down payment is not protected if the car is totaled.
Acquisition fee, typically $995–$1,595 on luxury brands.
Registration, doc fee, and title paid in cash.
Ferrari Roma — estimated
$3,235
per month for 36 months
1.31% of MSRP per month
- Depreciation62%$2,020
- Finance charge31%$997
- Sales tax7%$219
What each monthly payment is made of.
Down payment + upfront fees + first month
Price + financed fees − cash, trade, rebates
60% of MSRP
6.48% equivalent APR
30,000 miles included
Signing cash + all monthly payments
Ferrari Roma at a glance
- MSRP
- $247,000
- Powertrain
- 3.9L twin-turbo V8
- Horsepower
- 612 hp
- 0–60 mph
- 3.4 sec
- Fuel economy
- 21 mpg
- Class
- Grand Tourer
Roma depreciation curve
Front-engine Ferraris historically depreciate faster than mid-engine ones, and the Roma follows that pattern. It is the softest retention curve in the current lineup, which makes it comparatively lease-friendly.
Projected resale value
From $247,000 MSRP over five years.
Year by year
| Year | Value | Retained |
|---|---|---|
| Year 1 | $214,890 | 87% |
| Year 2 | $195,130 | 79% |
| Year 3 | $180,310 | 73% |
| Year 4 | $167,960 | 68% |
| Year 5 | $155,610 | 63% |
What a Roma costs to run
Estimated annual running costs excluding depreciation, at 5,000 miles per year.
| InsuranceAgreed-value policy, per year | $7,600 |
|---|---|
| MaintenanceScheduled service and wear items, per year | $4,800 |
| FuelAt 5,000 miles per year | $929 |
| Registration & fees1.2% of value, varies by state | $2,579 |
| Total per yearBefore depreciation | $15,908 |
Five-year total cost
Everything included, at 5,000 miles per year.
- Depreciation
- $91,390
- Insurance
- $38,000
- Maintenance
- $25,920
- Fuel
- $4,643
- Registration & fees
- $10,967
- Five-year total
- $170,920
That is $2,849 per month, or $6.84 for every mile driven.
Ferrari Roma — common questions
- How much is it to lease a Ferrari Roma?
- At an MSRP of $247,000, a 36-month lease with 10,000 miles per year, a 0.0027 money factor, and $24,700 down works out to roughly $3,235 per month, with about $29,135 due at signing. Over the full term that is approximately $142,378. Your actual payment depends on the money factor and residual your dealer and leasing bank offer.
- What is the residual value on a Ferrari Roma lease?
- A typical 36-month, 10,000-mile residual for the Ferrari Roma is around 60% of MSRP, or about $148,200. Residual percentages are set by the leasing bank rather than the dealer and are not negotiable, though they change with term length and mileage allowance.
- How much does a Ferrari Roma depreciate?
- The Ferrari Roma is modeled to retain about 73% of its value after three years and 63% after five, meaning a loss of roughly $66,690 in the first three years. Front-engine Ferraris historically depreciate faster than mid-engine ones, and the Roma follows that pattern. It is the softest retention curve in the current lineup, which makes it comparatively lease-friendly.
- What does it cost to own a Ferrari Roma per year?
- Including depreciation, insurance, maintenance, fuel, and registration, the Ferrari Roma is estimated at about $34,184 per year over five years at 5,000 miles annually — roughly $2,849 per month. Depreciation alone accounts for 53% of that.
- How much is insurance on a Ferrari Roma?
- Budget around $7,600 per year for an agreed-value policy on the Ferrari Roma, though quotes vary widely with driving record, garaging location, annual mileage, and the insurer's appetite for the model. Specialty collector policies with mileage limits can cost considerably less.
- Is it better to lease or buy a Ferrari Roma?
- The Ferrari Roma retains value unusually well, at roughly 73% after three years. When retention is that strong, buying generally wins: the equity you keep at the end typically exceeds what the lease saves you along the way. Run both through the lease vs buy calculator with your own rates to confirm.
Compare with
Path to own
How long until you can own this?
Carrying a Ferrari Roma costs about $4,341 a month once finance and running costs are combined — implying roughly $21,705 of net monthly income at 20% of net monthly income, plus $29,135 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →More Roma math
Take the same figures into the other calculators.