Bentley · Grand Tourer
Bentley Continental GT Lease Calculator
Est. lease payment
$4,203
36 mo · 10,000 mi/yr
Due at signing
$35,603
10% down + fees
3-year retention
60%
$120,800 lost
True cost per month
$3,641
All-in, 5-year ownership
Baseline assumptions: 6.48% comparison shorthand (0.0027 money factor, not loan APR), 7.25% sales tax, 52% residual. Data snapshot: August 2026. How estimates are built. Adjust everything below.
Build your Continental GT lease
Pre-filled with Bentley Continental GT figures. Change anything — the dealer's money factor and the bank's residual are the two numbers worth asking for by name.
The vehicle
Start with sticker, then the price you actually negotiated.
Residual value is always calculated from MSRP.
5.0% below MSRP
Term & usage
Longer terms lower the residual; higher mileage lowers it further.
52% of MSRP = $157,040Estimated from a 52% 36-month baseline, adjusted for your term and mileage.
Money & taxes
Money factor is the lease rent-rate input.
≈ 6.48% comparison shorthand
Most states tax the monthly payment, which is what this uses.
Cash & fees
Down payment and trade-in reduce the capitalized cost.
A large down payment is not protected if the car is totaled.
Acquisition fee and anything else financed. Ask the desk to state the lender's acquisition fee and whether it is capitalized.
Registration, doc fee, and title paid in cash.
Bentley Continental GT — estimated
$4,203
per month for 36 months
1.39% of MSRP per month
- Depreciation67%$2,799
- Finance charge27%$1,120
- Sales tax7%$284
What each monthly payment is made of.
Down payment + upfront fees + first month
Price + financed fees − cash, trade, rebates
52% of MSRP
6.48% comparison shorthand; inspect the dollar rent charge
30,000 miles included
Signing cash + all monthly payments
Keep these numbers. Check the next offer.
Carry your inputs into the free Deal Desk. This is a planning estimate; enter the dealer's actual payment when you have a written quote.
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Before you sign for this Continental GT — five checks
- 01
Agreed value to beat. The catalog models the Continental GT at about $286,900 against $302,000 MSRP. Negotiate this line before the payment.
- 02
Residual to confirm. Modeled 52.0% of MSRP at 36 months and 10,000 miles a year. Ask for the lender's figure for your term and mileage, in writing.
- 03
Bank buy rate. Ask the desk to write the lender's base money factor next to the one on the sheet. The catalog baseline is 0.00270.
- 04
Capitalized add-ons. Every item rolled into the cap cost, by name and price.
- 05
Exit terms. Disposition fee, excess-mileage rate, wear standard, and purchase-option price — on the worksheet, not verbal.
Catalog figures, snapshot August 2026. Replace them with the numbers on the printed worksheet.
Full breakdown
The definitive modern grand tourer: 771 horsepower wrapped in a cabin no rival has matched.
Bentley Continental GT at a glance
- MSRP
- $302,000
- Powertrain
- 4.0L twin-turbo V8 plug-in hybrid
- Horsepower
- 771 hp
- 0–60 mph
- 3.1 sec
- Fuel economy
- 19 mpg
- Class
- Grand Tourer
Continental GT depreciation curve
Bentleys are heavily optioned when new and the used market pays for very little of it. A $60,000 specification difference can be worth under $15,000 three years later.
Projected resale value
From $302,000 MSRP over five years.
Year by year
| Year | Value | Retained |
|---|---|---|
| Year 1 | $235,560 | 78% |
| Year 2 | $205,360 | 68% |
| Year 3 | $181,200 | 60% |
| Year 4 | $163,080 | 54% |
| Year 5 | $147,980 | 49% |
What a Continental GT costs to run
Estimated annual running costs excluding depreciation, at 5,000 miles per year.
| InsuranceAgreed-value policy, per year | $5,200 |
|---|---|
| MaintenanceScheduled service and wear items, per year | $4,100 |
| FuelAt 5,000 miles per year | $1,026 |
| Registration & fees1.2% of value, varies by state | $2,827 |
| Total per yearBefore depreciation | $13,153 |
Five-year total cost
Everything included, at 5,000 miles per year.
- Depreciation
- $154,020
- Insurance
- $26,000
- Maintenance
- $22,140
- Fuel
- $5,132
- Registration & fees
- $11,198
- Five-year total
- $218,490
That is $3,641 per month, or $8.74 for every mile driven.
Bentley Continental GT — common questions
- How much is it to lease a Bentley Continental GT?
- At an MSRP of $302,000, a 36-month lease with 10,000 miles per year, a 0.0027 money factor, and $30,200 down works out to roughly $4,203 per month, with about $35,603 due at signing. Over the full term that is approximately $182,705. Your actual payment depends on the money factor and residual your dealer and leasing bank offer.
- What is the residual value on a Bentley Continental GT lease?
- A typical 36-month, 10,000-mile residual for the Bentley Continental GT is around 52% of MSRP, or about $157,040. Residual percentages are set by the leasing bank rather than the dealer and are not negotiable, though they change with term length and mileage allowance.
- How much does a Bentley Continental GT depreciate?
- The Bentley Continental GT is modeled to retain about 60% of its value after three years and 49% after five, meaning a loss of roughly $120,800 in the first three years. Bentleys are heavily optioned when new and the used market pays for very little of it. A $60,000 specification difference can be worth under $15,000 three years later.
- What does it cost to own a Bentley Continental GT per year?
- Including depreciation, insurance, maintenance, fuel, and registration, the Bentley Continental GT is estimated at about $43,698 per year over five years at 5,000 miles annually — roughly $3,641 per month. Depreciation alone accounts for 70% of that.
- How much is insurance on a Bentley Continental GT?
- Budget around $5,200 per year for an agreed-value policy on the Bentley Continental GT, though quotes vary widely with driving record, garaging location, annual mileage, and the insurer's appetite for the model. Specialty collector policies with mileage limits can cost considerably less.
- Is it better to lease or buy a Bentley Continental GT?
- The Bentley Continental GT retains about 60% of its value after three years, which is a meaningful loss to absorb personally. Leasing shifts that risk to the bank and is often the cheaper route over a three-year horizon, particularly if the manufacturer is subsidizing the money factor. Compare both with your own numbers before deciding.
Compare with
Same 36-month, 10,000-mile baseline. All-in adds catalog insurance, maintenance, and energy to the effective lease cost.
Aston Martin
DB12
- MSRP
- $248,000
- Est. lease
- $3,324/mo
- All-in
- $5,027/mo
- Residual
- 54%
- 3-yr retention
- 63%
Ferrari
Roma
- MSRP
- $247,000
- Est. lease
- $3,235/mo
- All-in
- $5,143/mo
- Residual
- 60%
- 3-yr retention
- 73%
BMW
M8
- MSRP
- $146,000
- Est. lease
- $2,008/mo
- All-in
- $3,094/mo
- Residual
- 47%
- 3-yr retention
- 53%
Audi
RS6 Avant
- MSRP
- $128,000
- Est. lease
- $1,775/mo
- All-in
- $2,797/mo
- Residual
- 54%
- 3-yr retention
- 63%
Path to own
How long until you can own this?
Carrying a Bentley Continental GT costs about $5,111 a month once finance and running costs are combined — implying roughly $25,555 of net monthly income at 20% of net monthly income, plus $35,603 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →More Continental GT math
Take the same figures into the other calculators.