Prestige · Flybridge
Prestige 460 Cost of Ownership
Three cabins, a flybridge, and pod drives that let one person dock it — the practical end of the flybridge market.
Purchase price
$1,100,000
46 ft
Running cost / year
$119,007
10.8% of price
All-in per year
$206,721
Including depreciation
Charter instead
$25,560
Per week, all in
Baseline: 250 engine hours per year, berthed year-round, marine diesel at $5.50 per gallon, over 5 years. Adjust everything below.
Model your 460
Pre-filled with Prestige 460 figures. Crew count and engine hours move the total more than anything else on this page.
The yacht
Length drives dockage; value drives insurance and refit reserve.
Crew
Above roughly 80 feet, crew becomes the single largest running cost.
Zero for an owner-operated boat.
A further 30% is added for payroll tax, insurance, and provisioning.
Berth, insurance & refit
Insurance and refit reserve are struck against the declining hull value.
Reduce if the yacht cruises or lies at anchor for part of the year.
Covers haul-out, paint, systems, and the periodic refit.
Fuel
Wildly variable — a planing hull at speed burns many times what it does at displacement speed.
Prestige 460 — annual running cost
$119,007
per year before depreciation
10.8% of purchase price — the 10% rule check
- Crew0%$0
- Maintenance & refit34%$40,590
- Dockage15%$17,664
- Insurance11%$12,628
- Fuel40%$48,125
First-year running costs, excluding depreciation.
Value falls to $616,000
Running costs plus depreciation
1,250 hours over the period
Year by year
Insurance and refit reserve fall with the hull value; crew and dockage do not.
| Year | Crew | Dockage | Insurance | Maintenance | Fuel | Depreciation | Total |
|---|---|---|---|---|---|---|---|
| Year 1 | $0 | $17,664 | $12,628 | $40,590 | $48,125 | $198,000 | $317,007 |
| Year 2 | $0 | $17,664 | $11,396 | $36,630 | $48,125 | $88,000 | $201,815 |
| Year 3 | $0 | $17,664 | $10,318 | $33,165 | $48,125 | $77,000 | $186,272 |
| Year 4 | $0 | $17,664 | $9,394 | $30,195 | $48,125 | $66,000 | $171,378 |
| Year 5 | $0 | $17,664 | $8,624 | $27,720 | $48,125 | $55,000 | $157,133 |
| Total | $0 | $88,320 | $52,360 | $168,300 | $240,625 | $484,000 | $1,033,605 |
Prestige 460 at a glance
- Length overall
- 46 ft
- Engines
- 2 × Volvo Penta IPS600
- Top speed
- 30 knots
- Guests
- 8 in 3 cabins
- Crew
- Owner-operated
- Class
- Flybridge
Where the money goes
IPS pod drives cut fuel burn substantially and make close-quarters handling manageable without crew. Prestige builds in volume for Beneteau Group, which keeps parts cheap and resale soft in equal measure.
| Crew0 full-time, including 30% overhead | $0 |
|---|---|
| Maintenance & refit reserve4.5% of hull value | $40,590 |
| Dockage46 ft at $32/ft/month, year-round | $17,664 |
| Insurance1.40% of hull value | $12,628 |
| Fuel250 hrs at 35 gal/hr | $48,125 |
| Running cost per yearBefore depreciation | $119,007 |
Depreciation curve
From $1,100,000 over five years.
Depreciation over five years totals $484,000 — 47% of the all-in cost of ownership.
Prestige 460 — common questions
- How much does it cost to run a Prestige 460 per year?
- Excluding depreciation, roughly $119,007 per year — about 10.8% of the $1,100,000 purchase price, against the industry rule of thumb of 10%. That breaks down as approximately $0 crew, $17,664 dockage, $12,628 insurance, $40,590 maintenance and refit reserve, and $48,125 fuel at 250 engine hours.
- What is the true cost of owning a Prestige 460?
- Including depreciation, the Prestige 460 is modeled at about $206,721 per year over five years — roughly $17,227 per month. Depreciation alone accounts for 47% of that, which is why the purchase price is the smaller half of the decision.
- Is it cheaper to charter a Prestige 460 than own one?
- At 6 weeks aboard per year, chartering is substantially cheaper. A comparable charter runs about $25,560 per week including APA and extras, so 6 weeks costs roughly $153,360 against $206,721 to own. Ownership only wins beyond about 9 weeks aboard per year.
- How much does a Prestige 460 depreciate?
- The Prestige 460 is modeled to retain about 67% of its value after three years and 56% after five — a loss of roughly $484,000 over the five-year hold. IPS pod drives cut fuel burn substantially and make close-quarters handling manageable without crew. Prestige builds in volume for Beneteau Group, which keeps parts cheap and resale soft in equal measure.
- How many crew does a Prestige 460 need?
- The Prestige 460 can realistically be owner-operated, which removes the single largest running cost at this size. Most owners still budget for occasional day crew and professional help with maintenance and delivery.
Compare with
Galeon
500 Fly
52 ft · 8 guests · 0 crew
- Price
- $1,600,000
- Running cost / yr
- $167,374
- Charter / week
- $22,000
Fairline
Squadron 58
58 ft · 8 guests · 1 crew
- Price
- $2,200,000
- Running cost / yr
- $306,854
- Charter / week
- $28,000
Absolute
Navetta 64
64 ft · 8 guests · 1 crew
- Price
- $2,800,000
- Running cost / yr
- $294,279
- Charter / week
- $32,000
Ferretti
Yachts 720
72 ft · 8 guests · 2 crew
- Price
- $6,900,000
- Running cost / yr
- $702,467
- Charter / week
- $55,000
Path to own
How long until you can own this?
Carrying a Prestige 460 costs about $17,827 a month once finance and running costs are combined — implying roughly $71,308 of net monthly income at 25% of net monthly income, plus $220,000 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →