Nautor Swan · Sailing
Nautor Swan 88 Cost of Ownership
A Finnish-built performance cruiser that can be raced seriously and cruised comfortably — a genuinely rare combination.
Purchase price
$9,500,000
88 ft
Running cost / year
$798,920
8.4% of price
All-in per year
$1,383,493
Including depreciation
Charter instead
$116,440
Per week, all in
Baseline: 250 engine hours per year, berthed year-round, marine diesel at $5.50 per gallon, over 5 years. Adjust everything below.
Model your 88
Pre-filled with Nautor Swan 88 figures. Crew count and engine hours move the total more than anything else on this page.
The yacht
Length drives dockage; value drives insurance and refit reserve.
Crew
Above roughly 80 feet, crew becomes the single largest running cost.
Zero for an owner-operated boat.
A further 30% is added for payroll tax, insurance, and provisioning.
Berth, insurance & refit
Insurance and refit reserve are struck against the declining hull value.
Reduce if the yacht cruises or lies at anchor for part of the year.
Covers haul-out, paint, systems, and the periodic refit.
Fuel
Wildly variable — a planing hull at speed burns many times what it does at displacement speed.
Nautor Swan 88 — annual running cost
$798,920
per year before depreciation
8.4% of purchase price — the 10% rule check
- Crew29%$234,000
- Maintenance & refit49%$392,160
- Dockage7%$52,800
- Insurance13%$106,210
- Fuel2%$13,750
First-year running costs, excluding depreciation.
Value falls to $6,270,000
Running costs plus depreciation
1,250 hours over the period
Year by year
Insurance and refit reserve fall with the hull value; crew and dockage do not.
| Year | Crew | Dockage | Insurance | Maintenance | Fuel | Depreciation | Total |
|---|---|---|---|---|---|---|---|
| Year 1 | $234,000 | $52,800 | $106,210 | $392,160 | $13,750 | $1,330,000 | $2,128,920 |
| Year 2 | $234,000 | $52,800 | $98,800 | $364,800 | $13,750 | $570,000 | $1,334,150 |
| Year 3 | $234,000 | $52,800 | $92,625 | $342,000 | $13,750 | $475,000 | $1,210,175 |
| Year 4 | $234,000 | $52,800 | $86,450 | $319,200 | $13,750 | $475,000 | $1,181,200 |
| Year 5 | $234,000 | $52,800 | $81,510 | $300,960 | $13,750 | $380,000 | $1,063,020 |
| Total | $1,170,000 | $264,000 | $465,595 | $1,719,120 | $68,750 | $3,230,000 | $6,917,465 |
Nautor Swan 88 at a glance
- Length overall
- 88 ft
- Engines
- Single diesel auxiliary, carbon rig
- Top speed
- 14 knots
- Guests
- 8 in 4 cabins
- Crew
- 3
- Class
- Sailing
Where the money goes
Rig and sail wardrobe replacement is the hidden cost: a carbon mast and a full racing sail inventory can run several hundred thousand dollars across a decade of ownership.
| Crew3 full-time, including 30% overhead | $234,000 |
|---|---|
| Maintenance & refit reserve4.8% of hull value | $392,160 |
| Dockage88 ft at $50/ft/month, year-round | $52,800 |
| Insurance1.30% of hull value | $106,210 |
| Fuel250 hrs at 10 gal/hr | $13,750 |
| Running cost per yearBefore depreciation | $798,920 |
Depreciation curve
From $9,500,000 over five years.
Depreciation over five years totals $3,230,000 — 47% of the all-in cost of ownership.
Nautor Swan 88 — common questions
- How much does it cost to run a Nautor Swan 88 per year?
- Excluding depreciation, roughly $798,920 per year — about 8.4% of the $9,500,000 purchase price, against the industry rule of thumb of 10%. That breaks down as approximately $234,000 crew, $52,800 dockage, $106,210 insurance, $392,160 maintenance and refit reserve, and $13,750 fuel at 250 engine hours.
- What is the true cost of owning a Nautor Swan 88?
- Including depreciation, the Nautor Swan 88 is modeled at about $1,383,493 per year over five years — roughly $115,291 per month. Depreciation alone accounts for 47% of that, which is why the purchase price is the smaller half of the decision.
- Is it cheaper to charter a Nautor Swan 88 than own one?
- At 6 weeks aboard per year, chartering is substantially cheaper. A comparable charter runs about $116,440 per week including APA and extras, so 6 weeks costs roughly $698,640 against $1,383,493 to own. Ownership only wins beyond about 12 weeks aboard per year.
- How much does a Nautor Swan 88 depreciate?
- The Nautor Swan 88 is modeled to retain about 75% of its value after three years and 66% after five — a loss of roughly $3,230,000 over the five-year hold. Rig and sail wardrobe replacement is the hidden cost: a carbon mast and a full racing sail inventory can run several hundred thousand dollars across a decade of ownership.
- How many crew does a Nautor Swan 88 need?
- Approximately 3 full-time crew. At an average salary of $60,000 plus payroll taxes, insurance, training, and provisioning, that is about $234,000 per year — 29% of the total running cost.
Compare with
Sunreef
80 Eco
80 ft · 12 guests · 3 crew
- Price
- $7,800,000
- Running cost / yr
- $677,160
- Charter / week
- $88,000
Princess
Y85
85 ft · 10 guests · 3 crew
- Price
- $9,200,000
- Running cost / yr
- $957,607
- Charter / week
- $72,000
Azimut
Grande 27M
88 ft · 10 guests · 3 crew
- Price
- $9,800,000
- Running cost / yr
- $973,220
- Charter / week
- $76,000
Pershing
7X
74 ft · 8 guests · 2 crew
- Price
- $7,600,000
- Running cost / yr
- $904,230
- Charter / week
- $78,000
Path to own
How long until you can own this?
Carrying a Nautor Swan 88 costs about $134,888 a month once finance and running costs are combined — implying roughly $539,550 of net monthly income at 25% of net monthly income, plus $1,900,000 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →