Axopar · Sport Yacht
Axopar 37 Sun Top Cost of Ownership
A Finnish stepped-hull dayboat that does 40 knots on outboards, and the cheapest entry on this site by a wide margin.
Purchase price
$400,000
37 ft
Running cost / year
$66,395
16.6% of price
All-in per year
$94,111
Including depreciation
Charter instead
$17,040
Per week, all in
Baseline: 250 engine hours per year, berthed year-round, marine diesel at $5.50 per gallon, over 5 years. Adjust everything below.
Model your 37 Sun Top
Pre-filled with Axopar 37 Sun Top figures. Crew count and engine hours move the total more than anything else on this page.
The yacht
Length drives dockage; value drives insurance and refit reserve.
Crew
Above roughly 80 feet, crew becomes the single largest running cost.
Zero for an owner-operated boat.
A further 30% is added for payroll tax, insurance, and provisioning.
Berth, insurance & refit
Insurance and refit reserve are struck against the declining hull value.
Reduce if the yacht cruises or lies at anchor for part of the year.
Covers haul-out, paint, systems, and the periodic refit.
Fuel
Wildly variable — a planing hull at speed burns many times what it does at displacement speed.
Axopar 37 Sun Top — annual running cost
$66,395
per year before depreciation
16.6% of purchase price — the 10% rule check
- Crew0%$0
- Maintenance & refit20%$13,600
- Dockage20%$13,320
- Insurance8%$5,100
- Fuel52%$34,375
First-year running costs, excluding depreciation.
Value falls to $248,000
Running costs plus depreciation
1,250 hours over the period
Year by year
Insurance and refit reserve fall with the hull value; crew and dockage do not.
| Year | Crew | Dockage | Insurance | Maintenance | Fuel | Depreciation | Total |
|---|---|---|---|---|---|---|---|
| Year 1 | $0 | $13,320 | $5,100 | $13,600 | $34,375 | $60,000 | $126,395 |
| Year 2 | $0 | $13,320 | $4,680 | $12,480 | $34,375 | $28,000 | $92,855 |
| Year 3 | $0 | $13,320 | $4,320 | $11,520 | $34,375 | $24,000 | $87,535 |
| Year 4 | $0 | $13,320 | $4,020 | $10,720 | $34,375 | $20,000 | $82,435 |
| Year 5 | $0 | $13,320 | $3,720 | $9,920 | $34,375 | $20,000 | $81,335 |
| Total | $0 | $66,600 | $21,840 | $58,240 | $171,875 | $152,000 | $470,555 |
Axopar 37 Sun Top at a glance
- Length overall
- 37 ft
- Engines
- 2 × Mercury V8 300 hp outboards
- Top speed
- 40 knots
- Guests
- 8 in 1 cabins
- Crew
- Owner-operated
- Class
- Sport Yacht
Where the money goes
Outboards change the ownership maths entirely: no shaft seals, no running gear, and repowering costs a fraction of an inboard rebuild. One person can run this boat, which removes the single largest expense at every size above it.
| Crew0 full-time, including 30% overhead | $0 |
|---|---|
| Maintenance & refit reserve4.0% of hull value | $13,600 |
| Dockage37 ft at $30/ft/month, year-round | $13,320 |
| Insurance1.50% of hull value | $5,100 |
| Fuel250 hrs at 25 gal/hr | $34,375 |
| Running cost per yearBefore depreciation | $66,395 |
Depreciation curve
From $400,000 over five years.
Depreciation over five years totals $152,000 — 32% of the all-in cost of ownership.
Axopar 37 Sun Top — common questions
- How much does it cost to run a Axopar 37 Sun Top per year?
- Excluding depreciation, roughly $66,395 per year — about 16.6% of the $400,000 purchase price, against the industry rule of thumb of 10%. That breaks down as approximately $0 crew, $13,320 dockage, $5,100 insurance, $13,600 maintenance and refit reserve, and $34,375 fuel at 250 engine hours.
- What is the true cost of owning a Axopar 37 Sun Top?
- Including depreciation, the Axopar 37 Sun Top is modeled at about $94,111 per year over five years — roughly $7,843 per month. Depreciation alone accounts for 32% of that, which is why the purchase price is the smaller half of the decision.
- Is it cheaper to charter a Axopar 37 Sun Top than own one?
- At 6 weeks aboard per year, owning is already the cheaper route. A comparable charter costs about $17,040 per week including APA and extras, which totals more than the $94,111 annual cost of ownership.
- How much does a Axopar 37 Sun Top depreciate?
- The Axopar 37 Sun Top is modeled to retain about 72% of its value after three years and 62% after five — a loss of roughly $152,000 over the five-year hold. Outboards change the ownership maths entirely: no shaft seals, no running gear, and repowering costs a fraction of an inboard rebuild. One person can run this boat, which removes the single largest expense at every size above it.
- How many crew does a Axopar 37 Sun Top need?
- The Axopar 37 Sun Top can realistically be owner-operated, which removes the single largest running cost at this size. Most owners still budget for occasional day crew and professional help with maintenance and delivery.
Compare with
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38 ft · 12 guests · 0 crew
- Price
- $850,000
- Running cost / yr
- $109,797
- Charter / week
- $15,000
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- Price
- $1,300,000
- Running cost / yr
- $168,949
- Charter / week
- $25,000
Sunseeker
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- Price
- $3,400,000
- Running cost / yr
- $469,124
- Charter / week
- $42,000
Tecnomar
For Lamborghini 63
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- Price
- $4,200,000
- Running cost / yr
- $728,152
- Charter / week
- $95,000
Path to own
How long until you can own this?
Carrying a Axopar 37 Sun Top costs about $8,409 a month once finance and running costs are combined — implying roughly $33,637 of net monthly income at 25% of net monthly income, plus $80,000 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →