Porsche · Electric
Porsche Taycan Lease Calculator
Porsche's electric sedan — superb to drive, and a cautionary tale about how quickly luxury EVs lose value.
Est. lease payment
$1,531
36 mo · 10,000 mi/yr
Due at signing
$13,331
10% down + fees
3-year retention
47%
$56,180 lost
True cost per month
$1,596
All-in, 5-year ownership
Baseline assumptions: 6.48% equivalent APR (0.0027 money factor), 7.25% sales tax, 46% residual. Data snapshot: August 2026. How estimates are built. Adjust everything below.
Build your Taycan lease
Pre-filled with Porsche Taycan figures. Change anything — the dealer's money factor and the bank's residual are the two numbers worth asking for by name.
The vehicle
Start with sticker, then the price you actually negotiated.
Residual value is always calculated from MSRP.
9.0% below MSRP
Term & usage
Longer terms lower the residual; higher mileage lowers it further.
46% of MSRP = $48,760Estimated from a 46% 36-month baseline, adjusted for your term and mileage.
Money & taxes
Money factor is the lease equivalent of an interest rate.
Equivalent to 6.48% APR
Most states tax the monthly payment, which is what this uses.
Cash & fees
Down payment and trade-in reduce the capitalized cost.
A large down payment is not protected if the car is totaled.
Acquisition fee, typically $995–$1,595 on luxury brands.
Registration, doc fee, and title paid in cash.
Porsche Taycan — estimated
$1,531
per month for 36 months
1.44% of MSRP per month
- Depreciation69%$1,061
- Finance charge24%$366
- Sales tax7%$103
What each monthly payment is made of.
Down payment + upfront fees + first month
Price + financed fees − cash, trade, rebates
46% of MSRP
6.48% equivalent APR
30,000 miles included
Signing cash + all monthly payments
Porsche Taycan at a glance
- MSRP
- $106,000
- Powertrain
- Dual-motor electric, 89 kWh
- Horsepower
- 402 hp
- 0–60 mph
- 4.5 sec
- Efficiency
- 84 MPGe
- Class
- Electric
Taycan depreciation curve
Rapid battery and charging improvements make each model year meaningfully better than the last, which punishes used values. Steep depreciation plus subsidized lease programs make the Taycan one of the better lease-versus-buy arguments on this site.
Projected resale value
From $106,000 MSRP over five years.
Year by year
| Year | Value | Retained |
|---|---|---|
| Year 1 | $72,080 | 68% |
| Year 2 | $59,360 | 56% |
| Year 3 | $49,820 | 47% |
| Year 4 | $43,460 | 41% |
| Year 5 | $38,160 | 36% |
What a Taycan costs to run
Estimated annual running costs excluding depreciation, at 5,000 miles per year.
| InsuranceAgreed-value policy, per year | $3,100 |
|---|---|
| MaintenanceScheduled service and wear items, per year | $1,400 |
| ElectricityAt 5,000 miles per year | $341 |
| Registration & fees1.2% of value, varies by state | $865 |
| Total per yearBefore depreciation | $5,706 |
Five-year total cost
Everything included, at 5,000 miles per year.
- Depreciation
- $67,840
- Insurance
- $15,500
- Maintenance
- $7,560
- Electricity
- $1,705
- Registration & fees
- $3,155
- Five-year total
- $95,760
That is $1,596 per month, or $3.83 for every mile driven.
Porsche Taycan — common questions
- How much is it to lease a Porsche Taycan?
- At an MSRP of $106,000, a 36-month lease with 10,000 miles per year, a 0.0027 money factor, and $10,600 down works out to roughly $1,531 per month, with about $13,331 due at signing. Over the full term that is approximately $66,912. Your actual payment depends on the money factor and residual your dealer and leasing bank offer.
- What is the residual value on a Porsche Taycan lease?
- A typical 36-month, 10,000-mile residual for the Porsche Taycan is around 46% of MSRP, or about $48,760. Residual percentages are set by the leasing bank rather than the dealer and are not negotiable, though they change with term length and mileage allowance.
- How much does a Porsche Taycan depreciate?
- The Porsche Taycan is modeled to retain about 47% of its value after three years and 36% after five, meaning a loss of roughly $56,180 in the first three years. Rapid battery and charging improvements make each model year meaningfully better than the last, which punishes used values. Steep depreciation plus subsidized lease programs make the Taycan one of the better lease-versus-buy arguments on this site.
- What does it cost to own a Porsche Taycan per year?
- Including depreciation, insurance, maintenance, electricity, and registration, the Porsche Taycan is estimated at about $19,152 per year over five years at 5,000 miles annually — roughly $1,596 per month. Depreciation alone accounts for 71% of that.
- How much is insurance on a Porsche Taycan?
- Budget around $3,100 per year for an agreed-value policy on the Porsche Taycan, though quotes vary widely with driving record, garaging location, annual mileage, and the insurer's appetite for the model. Specialty collector policies with mileage limits can cost considerably less.
- Is it better to lease or buy a Porsche Taycan?
- The Porsche Taycan retains about 47% of its value after three years, which is a meaningful loss to absorb personally. Leasing shifts that risk to the bank and is often the cheaper route over a three-year horizon, particularly if the manufacturer is subsidizing the money factor. Compare both with your own numbers before deciding.
Compare with
Path to own
How long until you can own this?
Carrying a Porsche Taycan costs about $1,942 a month once finance and running costs are combined — implying roughly $9,711 of net monthly income at 20% of net monthly income, plus $13,331 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →More Taycan math
Take the same figures into the other calculators.