Porsche · Sports Car
Porsche 911 Lease Calculator
The 992-generation benchmark: the sports car every other sports car is measured against, and the residual champion of the segment.
Est. lease payment
$2,162
36 mo · 10,000 mi/yr
Due at signing
$20,862
10% down + fees
3-year retention
75%
$43,750 lost
True cost per month
$1,687
All-in, 5-year ownership
Baseline assumptions: 6.48% equivalent APR (0.0027 money factor), 7.25% sales tax, 63% residual. Data snapshot: August 2026. How estimates are built. Adjust everything below.
Build your 911 lease
Pre-filled with Porsche 911 figures. Change anything — the dealer's money factor and the bank's residual are the two numbers worth asking for by name.
The vehicle
Start with sticker, then the price you actually negotiated.
Residual value is always calculated from MSRP.
1.0% below MSRP
Term & usage
Longer terms lower the residual; higher mileage lowers it further.
63% of MSRP = $110,250Estimated from a 63% 36-month baseline, adjusted for your term and mileage.
Money & taxes
Money factor is the lease equivalent of an interest rate.
Equivalent to 6.48% APR
Most states tax the monthly payment, which is what this uses.
Cash & fees
Down payment and trade-in reduce the capitalized cost.
A large down payment is not protected if the car is totaled.
Acquisition fee, typically $995–$1,595 on luxury brands.
Registration, doc fee, and title paid in cash.
Porsche 911 — estimated
$2,162
per month for 36 months
1.24% of MSRP per month
- Depreciation60%$1,294
- Finance charge33%$721
- Sales tax7%$146
What each monthly payment is made of.
Down payment + upfront fees + first month
Price + financed fees − cash, trade, rebates
63% of MSRP
6.48% equivalent APR
30,000 miles included
Signing cash + all monthly payments
Porsche 911 at a glance
- MSRP
- $175,000
- Powertrain
- 3.0L twin-turbo flat-six
- Horsepower
- 473 hp
- 0–60 mph
- 3.2 sec
- Fuel economy
- 20 mpg
- Class
- Sports Car
911 depreciation curve
The 911 has the strongest and most predictable retention curve of any regularly produced performance car. Options matter enormously — a well-specified car can retain 10 points more than a base one.
Projected resale value
From $175,000 MSRP over five years.
Year by year
| Year | Value | Retained |
|---|---|---|
| Year 1 | $154,000 | 88% |
| Year 2 | $141,750 | 81% |
| Year 3 | $131,250 | 75% |
| Year 4 | $122,500 | 70% |
| Year 5 | $115,500 | 66% |
What a 911 costs to run
Estimated annual running costs excluding depreciation, at 5,000 miles per year.
| InsuranceAgreed-value policy, per year | $3,400 |
|---|---|
| MaintenanceScheduled service and wear items, per year | $2,200 |
| FuelAt 5,000 miles per year | $975 |
| Registration & fees1.2% of value, varies by state | $1,848 |
| Total per yearBefore depreciation | $8,423 |
Five-year total cost
Everything included, at 5,000 miles per year.
- Depreciation
- $59,500
- Insurance
- $17,000
- Maintenance
- $11,880
- Fuel
- $4,875
- Registration & fees
- $7,980
- Five-year total
- $101,235
That is $1,687 per month, or $4.05 for every mile driven.
Porsche 911 — common questions
- How much is it to lease a Porsche 911?
- At an MSRP of $175,000, a 36-month lease with 10,000 miles per year, a 0.0027 money factor, and $17,500 down works out to roughly $2,162 per month, with about $20,862 due at signing. Over the full term that is approximately $96,517. Your actual payment depends on the money factor and residual your dealer and leasing bank offer.
- What is the residual value on a Porsche 911 lease?
- A typical 36-month, 10,000-mile residual for the Porsche 911 is around 63% of MSRP, or about $110,250. Residual percentages are set by the leasing bank rather than the dealer and are not negotiable, though they change with term length and mileage allowance.
- How much does a Porsche 911 depreciate?
- The Porsche 911 is modeled to retain about 75% of its value after three years and 66% after five, meaning a loss of roughly $43,750 in the first three years. The 911 has the strongest and most predictable retention curve of any regularly produced performance car. Options matter enormously — a well-specified car can retain 10 points more than a base one.
- What does it cost to own a Porsche 911 per year?
- Including depreciation, insurance, maintenance, fuel, and registration, the Porsche 911 is estimated at about $20,247 per year over five years at 5,000 miles annually — roughly $1,687 per month. Depreciation alone accounts for 59% of that.
- How much is insurance on a Porsche 911?
- Budget around $3,400 per year for an agreed-value policy on the Porsche 911, though quotes vary widely with driving record, garaging location, annual mileage, and the insurer's appetite for the model. Specialty collector policies with mileage limits can cost considerably less.
- Is it better to lease or buy a Porsche 911?
- The Porsche 911 retains value unusually well, at roughly 75% after three years. When retention is that strong, buying generally wins: the equity you keep at the end typically exceeds what the lease saves you along the way. Run both through the lease vs buy calculator with your own rates to confirm.
Compare with
Path to own
How long until you can own this?
Carrying a Porsche 911 costs about $2,763 a month once finance and running costs are combined — implying roughly $13,813 of net monthly income at 20% of net monthly income, plus $20,862 up front. Enter your own figures to see which of those two is actually your constraint, and when it clears.
Calculate how many years away you are →More 911 math
Take the same figures into the other calculators.